The only decision in baccarat is where you put the chips. This trainer prices each bet you make, so you can see that one tie bet costs more than ten banker bets.
Whether a third card comes is set by the punto banco table: the player draws on 0–5, and the banker's move depends on the player's third card. Nobody at the table chooses.
Banker wins pay 0.95 after the 5% commission — and it is still the cheapest bet on the layout.
No. Play-money chips only, nothing to buy and nothing to win. If you run out, one button restarts you at 1,000 chips.
Because the banker hand acts last and wins more often (about 45.9% versus 44.6%). The 5% commission is how the casino claws that advantage back.
Ties happen about 9.5% of the time, so a fair payout would be near 9.5:1. Paying 8:1 leaves a 14.4% house edge, roughly thirteen times the banker bet.
No. Hands are independent, so “banker streaked, player is due” has no basis. That is exactly why the trainer keeps showing expected loss instead of streaks.